Steve Cook Table Code

	Stock Yield	Dividend Growth Rate	Payout Ratio	# Increases Since 2001
SJI	3.0%	9%	48%	10
IND	4.6	3	60	NA

	Debt/Equity	ROE	EPS Down Since 2001	Net Margin	Value Line Rating
SJI	38%	15%	1	10%	B++
IND	54	10	NA		NA